Two policies, one conversation
Your producer quotes the home and the cars without a second call or a second appointment.
Bundle transfers for P&C agencies
Home and auto live transfer leads, both lines on one call
Our home and auto live transfer leads are homeowners with cars who want both policies quoted. Your producer gets the house and the vehicles in one conversation, and a clear bundle rule decides what you pay.
Who we transfer
- Homeowners with cars
- Home and auto together
- Your states and carriers
Who you get
Households that want the whole package quoted
These are live transfer leads, not names on a list. The homeowner is on the phone and wants the house and the cars looked at together. That makes a larger quote, and more ways for your producer to win it.
The whole driveway
A household with a home may also have several cars and drivers. Each one is premium your agency can write.
No one else on the call
Each live call goes to one agency. Nobody else is quoting that bundle while your producer has the homeowner.
Your states, your carrier list
Pick your licensed states and name the carriers to exclude in your campaign agreement.
Bundle billing
How a home and auto transfer is billed
Bundle calls have one extra rule, and the home carries the most weight in it. Here is the rule, then what it means for your producers day to day.
Home and auto on the same call
- If the home qualifies, the transfer is billed in full, even if the auto side does not qualify or no quote gets finished.
- If the home does not qualify and only one vehicle qualifies, you get a single-vehicle billing adjustment.
Start with the home
Confirm ownership, the address, and who insures the home now. Those answers decide how the call is billed, so get them before anything else.
Then go car by car
Get each vehicle and each driver on the record. If the home does not qualify, the number of qualifying vehicles is what the billing adjustment looks at.
Bundle calls vs. single-line calls
A bundle call is a different kind of call
A single-line transfer is one policy and one set of questions. A home and auto call covers the house, every car, and every driver in the household. Plan for it before the first one rings.
We transfer for auto, home, and renters only. If the household also has a boat, a motorcycle, or needs an umbrella policy, that is extra business your producer finds on the call. For a longer look, read why paying per transfer works differently for home and auto live transfer leads.
Give each call more time
Your producer is gathering property details and a full driver list. Keep the home and auto raters open, and lower how many calls you take at once if producers need more time per call.
Multi-line households
A home and auto household may have two or three cars, a teen driver, and a spouse on the deed. Ask about all of them. Each added vehicle and driver changes the quote.
Line up the renewal dates
The home and the cars often renew on different dates. Quote both now and set start dates that work, or write one line today and save the other line's x-date for a callback.
Quote the package
Show the bundled price next to what they pay today for both policies. One clear number is easier to say yes to than two separate ones.
Returns
When a home and auto transfer can go back
Returns work line by line. The home list and the auto list below apply to answered calls of 75 seconds to under 5 minutes, and the bundle rule above decides the bill when only part of the call qualifies.
Auto returns
- No vehicle, or no valid driver's license
- No auto insurance now, or a coverage lapse in the past 6 months
- Already insured with a carrier your campaign agreement excludes
- Lives outside your agreed licensed states
- Has or needs an SR-22
Home returns
- Does not own or co-own the home
- The home is outside your agreed licensed area
- The home is insured with a carrier your campaign agreement excludes
Any extra home criteria have to be agreed in writing. There are no default property-type or ZIP code limits.
Not quoting the prospect is not, by itself, a reason to return a call. Read how returns are reviewed and settled
The short version
Same billing rules on every transfer
Answered calls
- Under 75 seconds
Not billable.
- 75 seconds to under 5 minutes
Billable, unless our quality team approves a valid return.
- 5 minutes or longer
Billable. No ordinary lead-quality returns.
You control
- States
- Calling hours
- Daily cap
- Calls at once
In your portal
- Live transfer feed
- A recording of every call
- Every charge tied to a call
- Calls at once, your call
On every call
- DNC scrubbing
- Calling-window rules
- Approved scripts
- No quoting, binding, or advice
This is a plain-English summary. Your service agreement controls if anything here differs.
FAQ
Home and auto live transfer lead questions
How bundle calls are billed, and how they differ from a single-line transfer.
Ask us about your agencyWhat are home and auto live transfer leads?
They are live phone calls, not names on a list. A homeowner with cars who wants both policies quoted is transferred to your producer while still on the line, and each call goes to one agency.
How much do home and auto live transfer leads cost?
You pay per transfer, at a price we give you on a quote before you prepay. That price is based on your setup, including your states, calling hours, and daily cap. If only part of a bundle qualifies, the bundle rule decides the bill.
What if the home qualifies but the cars do not?
The transfer is billed in full. A qualifying home is enough, even if the auto side does not qualify or no quote gets finished.
What if the home does not qualify but one car does?
If the home does not qualify and only one vehicle qualifies, you get a single-vehicle billing adjustment.
How is a bundle call different from a single-line transfer?
A single-line call covers one policy and one list of return reasons. A bundle call covers the home and the cars, tends to run longer, and is billed with the bundle rule, where a qualifying home means the transfer is billed in full.
Can I still get home-only or auto-only calls?
Yes. Not every homeowner wants both lines quoted. Home-only and auto-only transfers follow the same billing rules as the rest of your calls.
12,000+
Live transfers delivered
90+
Agencies served
48
States covered
Other live transfer lines
Get your price per home and auto transfer
Tell us the states where you write both lines, your calling hours, and your daily cap. We quote a price per transfer before you prepay anything.
Get a quote